About Us

Alchemy is not about individuals it is very much about a TEAM. We believe in the training and education of our staff and that they should share in the Alchemy success story. Our working ethos is recognised by the award of the Investor in People accreditation.

We also believe that two minds are better than one and that is why all new clients seeking our Chartered Financial Planning service have an initial meeting with both company directors.

Stephen Lyth

Stephen Lyth – managing director

Steve was born on the Wirral, during the Beatles and School of Science era. After a short career in the Royal Air Force, Steve joined the Prudential in 1982 and forged a career in financial services notching up 27 years in 2009.

As well as a wealth of knowledge and experience he has a wicked sense of humour, supports the Blues and is a keen fly fisherman.
Gaynor Lyth

Gaynor Lyth

Born in Huyton, Liverpool, Gaynor completed 30 years in the assurance and investment industry on the 5th July 2009 . A career which when she left school and joined Scottish Widows in 1979 she never expected to have. Since becoming an Independent Financial Adviser in 1996 she has managed juggling the balls of being a wife, mother and business owning adviser, with professional studies to ensure her knowledge is at the highest level.

Gaynor was one of the first 700 people in the UK to attain the internationally recognised qualification of Certified Financial Planner and she was also one of the first 1,000 advisers to couple this with the Chartered Financial Planner qualification.

On a personal level, Gaynor has a season ticket to watch Britain’s most successful football team, which, yes, can bring conflict on derby day. However, being a practising Christian and a member of St Thomas’s Church helps keep the peace at home and work.

Ruth Davies

Ruth Davies - Office Manager and Main Mortgage Advisor

Ruth joined the Company in 1999 on a temporary basis and is still here 10 years later. During that time she has gained numerous financial qualifications passing her Certificate of Financial Planning in 2008. Ruth deals with all aspects of Insurance, including Life Cover, Building & Contents Insurance and Accident, Sickness & Redundancy Policies.

Ruth is a Manchester United fan and juggles work, a busy family life and helps with the child welfare of the highly-successful Prestatyn Girls Football Team, most weekends.
Tommy Watson

Tommy Watson – Client Manager

Tommy is the most recent addition to the team joining Alchemy in September 2008 after graduating from the University of Durham with a 2:1 in Business Finance. Since leaving University he has continued his education and is currently working his way through the Certificate in Financial Planning, the first steps on the road to one day becoming a Chartered Financial Planner.

Tommy is another devoted Evertonian making the number of Blues double the Reds in the office! His spare time is spent playing as much football as possible, both 11 aside on a Saturday and 5-aside on a Sunday night. Not afraid of a challenge, Tommy has run the Liverpool Half marathon twice and last summer climbed Mount Kilimanjaro, raising £1,400 for Save the Children.


The rest of the pride

Alchemy also have a back office team who are very much part of everything we do. Although they are not named here, their input and service is a vital part to our day to day functioning. Every cog is essential and we acknowledge their help, assistance and service.


Doing our bit

The ethos we talk about on these web pages is very much a part of our life and Alchemy donates on a regular basis to support charities both local and international. We are also proud sponsors of the highly successful Prestatyn Girls football team.

Our mission is to increase philanthropic giving both personally and through our clients and we hope in so doing, we can really make a difference.

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